What this site is
Phases (phasecalc.com) is a collection of free financial calculators. This policy explains what information is collected when you use the site and how it's handled.
Calculator inputs
Numbers you enter into a calculator — balances, contribution amounts, rates, dates — are processed entirely in your browser. They are not sent to, stored on, or logged by any server operated by this site. When you use "copy shareable link," your inputs are encoded directly into the URL itself (not stored in a database), so a link only reveals what you choose to share, with whoever you send it to.
Analytics
This site may use standard web analytics (such as Netlify Analytics or a similar privacy-respecting service) to understand aggregate traffic — for example, how many people visit a page, or which calculator is most used. This data is aggregated and not tied to your calculator inputs. If cookie-based analytics or advertising is added in the future, this policy will be updated and a cookie consent notice will appear.
Advertising
This site does not currently run display advertising. If advertising is added in the future (for example, through Google AdSense), this section will be updated to describe what data the ad provider collects (such as cookies for ad personalization) and how to opt out, in line with that provider's own policies.
Affiliate and referral links
Some links on this site (for example, to Buy Me a Coffee or Monarch) are referral links, clearly marked where they appear. If you click one and sign up for a product, the site's operator may receive a commission or discount. This does not cost you anything extra, and it never affects what a calculator shows you.
Third-party services
This site is hosted on Netlify, and fonts are served by Google Fonts. Both may collect standard technical data (such as IP address) as part of delivering the site to your browser. Neither has access to your calculator inputs.
Children's privacy
This site is not directed at children and does not knowingly collect personal information from anyone, including children under 13.
Changes to this policy
This policy may be updated as the site grows — for instance, if advertising or additional analytics are added. The "last updated" date at the top will always reflect the most recent version.
Contact
Questions about this policy can be sent to hello@phasecalc.com.